aditya birla capital health insurance plans

aditya birla capital health insurance plans

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Aditya Birla health capital insurance Company

Aditya Birla health capital insurance company limited started its operations in October 2016 by Aditya Birla capital limited as a joint venture with the MSME strategic investments of South Africa. The company is providing a comprehensive range of useful and affordable insurance schemes in India. This company provides the best Aditya Birla capital health insurance plans for insurance holders.

With this wide range, it is easy for anyone to choose the best plan to meet his or her requirements. The company is making good efforts to pursue and provide a better service to the health insurance business. It aims to be an apex company in health insurance services.

Main features of Aditya Birla Capital Health Insurance:

Branch 59
Domestic presence 800 places
Advisors 18,500+
Claim Settlement Ratio 63,000+
Aditya Birla capital

health insurance network hospitals

6000+

Features of Aditya Birla Capital Health Insurance:

Flexibility in schemes: When it comes to Aditya Birla, you can choose any policy or change the policy as per your requirements. These schemes may include additional benefits such as personal accident, critical care, cancer, etc., or you may also take a separate policy. The company offers you full flexibility.

Individually insured options: The Aditya Birla health insurance group offers you a number of options to choose plans. Some of the plans provide coverage of the same up to Rs. 2 crores.

Wellness coaching: Aditya Birla health insurance’s biggest benefit is available from health professionals anywhere and at any time. By contacting an online expert, customers can clarify any doubts they may have.

Aditya Birla Capital health insurance Network hospital: One of all other benefits that very attract customers. That is a network of hospitals and doctors. Customers can visit the company’s website and check the list of hospitals and doctors in their cities/towns.

Health returns: The company rewards its customers for maintaining good health. The policyholder can check this information on the company’s official website by visiting it.

Savings in tax: Premium paid for health insurance schemes under Aditya Birla is eligible for tax benefit as per section 80D of the income tax act.

Advantages of Aditya Birla Capital Health Insurance:

Schemes for a long-term period: The Aditya Birla health insurance company is offering long-term schemes from 1 year to 3 years to prevent every year the health plan from having to prevent its problems.

High assurance of funds: Everyone will agree that medical costs are rising day by day. Health insurance plans in this company come up with high specific costs, which are up to $2 million for a comprehensive plan.

Covers for early and subsequent hospital expenses: Aditya Birla health insurance plan provides covers for pre-and post-hospital expenses, which may vary according to the plan.

Cover for other hospital expenses: All health insurance schemes at Aditya Birla have provided a variety of covers. These include ICU charges, room rent, operation room charges, medicines, specialist charges, etc.

Hospitalization is not necessary: There are several plans that provide coverage through various daycare surgeries and procedures that are not bound for a period of 24 hours or more for hospitalization.

Treatment can be done at home: Though the Aditya Birla Capital Health insurance plan and can be available only in the course of medical intervention.

The choice to category a hospital room: This is an amazing feature of the Aditya Birla health insurance company. Under this, the policyholder has the option to opt for a hospital room to get hospitalization. In case the insured has selected a lower classroom, they will be eligible to file the same for counter – fulfillment at the time of claims settlement.

Tax benefit: The Aditya Birla health insurance plan comes with tax benefit on payment of premium made under the provisions of section 80D of the income tax act, 1961.

Cumulative bonus: Based on the plan you choose, you will be eligible for a cumulative bonus of 10% to 20%, which is awarded for each claim-free policy year.

Free health check-up: This facility is available in all insurance plans.

Aditya Birla Capital Health Insurance customer care number 1800 270 7000.

Disadvantages of Aditya Birla Capital Health Insurance:

  • Comprehensive coverage not provides
  • Complex policy
  • Sometimes for some reason insurer may not provide claim money.
  • Returns are lower than investment.
  • It is expensive for old age people.

 Aditya Birla Capital Health Insurance Policy status Details:

1. Active health premium plan

Eligibility:

Entry age:  91 days-no maximum limit

Policy term:      1-3 years

Sum assured

Essential:          50,000-10 Lacs

Enhanced:         2 Lacs-2 crores

Road ambulance cover

Essential:    2000 per hospitalization

Enhanced:   5000 per hospitalization

Cumulative bonus

Essential:    10% increase on every claim year

Enhanced:   20% increase on every claim year

Recovery benefit

Essential:    not applicable

Enhanced:   sum assured 1%

2. Active assure diamond claim

Eligibility:

Entry age

Individual:                 5 years

Family floater:          91 days

Policy term:              1-3 year

Sum assured:           2 Lacs-2 crores

Vaccination cover:   10,000

3. Active care plan

Eligibility:           

Entry age:          55 years-85 years

Policy term:       1-2 years

Sum insured

Standard:           3-10 Lacs

Classic:              3-10 Lacs

Premier:             5-25 Lacs

Room type

Standard:           shared room

Classic:              shared room

Premier:             single private AC room

Domiciliary hospitalization

Standard:           not applicable

Classic:              10% of the sum insured

Premier:              covered on the sum insured

Reload of sum insured

Standard:           50% of the sum insured

Classic:             100% of the sum insured

Premier:             100% of the sum insured

4. Active secure personal accident plan

Eligibility:

Entry age:          5-65 years

Policy term:       1-3 years

Sum insured:     more than 12 times of insurer annual gross income

Features:

  • Coverage for death, partial or permanent disability.
  • Education benefit for dependent children.
  • Protection against loans.
  • Every claim – 5% no claim bonus for the free year, and 50% of the maximum sum assured
  • Option to choose a wellness coach and take personal health advice.

5. Active secure critical illness plan

Eligibility:

Age for

Plan 1 & 2:     5-65 years

Plan 3:           18-65 years

Policy term:   1-3 years

Sum insured: 1 Lacs-1 crore

Features:

  • Comprehensive coverage for all serious ailments.
  • Payment of a maximum of 150% of the sum assured.
  • Tax benefit
  • Survival of 15 days
  • Lump-sum payment upon detection.
  • Option to take a second opinion.

6. Active secure hospital cash plan

Eligibility:

Entry age:             18-65 years

Policy term:          1-3 years

Days of benefit:    30/45/60 days

Cash benefit:        500-10,000

Features:

  • This offers daily cash benefit from 500 to 10000 Rs.
  • Double cash benefit if admitted to ICU.
  • Flexible in coverage.
  • Benefits from health benefit
  • Help in getting good health again.

7. Active secure cancer secure plan

Eligibility:

Entry age:              18-65 years

Policy term:           1-3 years

Sum insured:         5 Lacs-1 crore

Cancer care cover

Early:           50% of the sum insured

Major:          100% of the sum insured

Advance:     150% of the sum insured

8. Group protected plan

Eligibility:

Entry age:                    18-65 years

Policy term:                  1-3 years

Cancer secure cover:   50,000-2 crores

Heart secure cover:     50,000-10 lacs

Hospital expense:   500-10,000 per day

Major illnesses:        5 lacs-50 lacs

Credit Protect:           5,000-10 lacs

Heart Assure Cover: 5-50 lacs

9. Global health secure

Eligibility:

Age:                              91-65 years

Renewal age:               no age limit

After hospitalization

expense:                      30 days

Waiting period:            30 days

Preexisting disease

waiting period:            2-4 years

Why select Aditya Birla Capital Health Insurance?
  • For several benefits including wellness health returns, coaching, etc.
  • For floater benefit in most insurance policies.
  • Wide range of plans under a brand (personal health insurance, critical care, daily cash benefit in hospital, personal accident, etc.)
  • To select different types of plans.
  • Add-own cover.
How to buy Aditya Birla Capital Health Insurance Policy online?
  • Go to the official website or Aditya Birla Capital Health Insurance and click ‘buy now’ under the section, at the bottom of the webpage.
  • Click the plan that you want to purchase and read all the Aditya Birla Capital Health Insurance Policy status and terms and condition thoroughly.
  • Fill the online form with your personal details after which premium will be generated.
  • On the payment page, pay and Aditya Birla health insurance policy will be emailed to you.
Important documents for buying Aditya Birla Capital Health Insurance:
  • Identity proof
  • Address proof
  • Adhar number
  • Medical certificate (if applicable)
Documents required for a claim in Aditya Birla Capital Health Insurance:
  • Claim form
  • Medical bills
  • Death certificate (if applicable)
  • Certificate of the physician regarding the diagnosis
  • Other relevant bills and documents

Also, Read – Top 10 International Health Insurance Companies – keyfeature

4 thoughts on “aditya birla capital health insurance plans”

  1. Parbriz DACIA 1310 Estate 1993

    Thanks, I’ve just been searching for information about this topic
    for a long time and yours is the best I have found out till now.

  2. Pingback: Aviva Health Insurance India - insuranceguideinfo.com

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