Aviva Health Insurance India

Aviva Health Insurance India

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Aviva Health Insurance India

It is a fact that nowadays medical costs are increasing at a rapid pace. Inflation in medical costs has increased from 6-7% to 15% in the last one year. A health insurance report published in 2011 by the Insurance Regulatory and Development Authority or the IRDA of India suggested that medical expenses claims for major diseases increased by 17% annually.

This has led to increased awareness, especially among youth. People are beginning to pay attention to other things from the tax benefits of the health insurance policy. However, the tax benefit is a good motivator for investing in an Aviva health insurance India policy and this approach often motivates people to invest in a policy that provides a maximum tax benefit. But they lose the real benefits of medical-claim. Therefore tax benefits are one of several factors that influence your investment decision.

One of the issues in the Aviva health insurance India is that most people working in major companies feel that the insurance benefits provided by their employer are substantial. This reduces personal interest and willingness to invest in the policy. However, you need to keep in mind that corporate coverage only lasts until the time of your employment contract. This realization is often lost while enjoying all those benefits without paying anything in the case of a corporate health insurance policy.

The market is replete with companies offering different policies and you find each policy more attractive than the previous. We hope that the following signs will help you take the first step in the right direction.

There are some other factors which can give you the right direction to buy Aviva health insurance in India

  • A good health insurance plan will prepare you for any critical medical emergency.
  • It covers the high cost of medical care on your behalf.
  • The premium for health insurance policies is usually cheaper than the actual cost of treatment.
  • The claim process is usually simple.
  • Your claim or claim creates a better opportunity with a trusted insurance

Aviva is a company that provides both health and life insurance so first, we read about Aviva health Insurance India, and second, we read about Aviva life insurance India.

Also, Read – Care Health Insurance Plan – Keyfeature

Full video version is also available please see bottom of the article.

Aviva health insurance India plans detail Aviva is having only providing one plan:

Aviva health insurance India family floater plan

The personal Aviva health secure plan is so amazing that everyone wants to ensure that his family members also get the benefit of the Aviva health insurance India policy. But buying a separate plan for each member can be financially difficult. Therefore it is considered appropriate to invest in an Aviva family floater plan to save your valuable money. The family floater plan is that not only its premiums are low but its amount is usually higher than that of personal health policies.

Choose the minimum waiting period for any current disease

Aviva health insurance India policy comes with its own set of terms and conditions regarding a pre-existing disease. There is always a waiting period to become eligible for medical benefits and coverage for any disease that exists before the plan starts. The period can be between 2–4 years. Choose a plan that provides a minimum waiting period.

Compare before investing

The premium amount should always be compared with health insurance policies that provide similar benefits. That you get maximum benefits from your Aviva health insurance India policy.

Network Hospital

Before investing in any health insurance plan, make sure that you have considered the network hospitals under the plan. Network hospitals are a group of hospitals that enables you to redeem your current health plan. Always go for the same plan that provides maximum network hospitals in your area, otherwise, your investment will not come in handy in times of emergency.

Keep in mind the exclusions

Just as a health plan includes a set of diseases, they are also entitled to exclude certain other diseases. Therefore, before purchasing the plan, you should carefully consider all the medical elements and conditions involved in it. This will help protect you from an unnecessary headache in the future.

Aviva life insurance

Aviva Insurance India Life Insurance Company is a joint venture between Dabur Invest Corp and Aviva Group. Aviva Life launched unit-linked and uniform participating plans in India. The company is headquartered in Gurugram, India. It has a collaboration with periodic is ruling the insurance industry with a strong sales team, child plan, and protection to plan products with a wide distribution network across India.

Aviva life insurance plans and Aviva i-life insurance premium calculator:

1. Aviva child plan

  • Aviva young scholar plan

           Details:

              Adult entry age: 21 – 50 years

              Children entry age:  0 – 12 years

           Annual premium:

                Silver: 33000

                Gold; 50000

                Diamond: 100000

2. Aviva term plan

  • Aviva life shield advantage plan

           Details:

              Entry age: 18 – 55 years

              Annual premium: 35 Lakh

  • Aviva Jan Suraksha plan

           Details:

              Entry age: 18 – 45 years

              Annual premium:  depend on the policy premium

3. Aviva Bachat plan

  • Aviva affluence plan

           Details:

              Entry age: 02 – 50 years

              Annual premium: 10 Lakh

  • Aviva I-growth plan

           Details:

              Entry age: 10 – 55 years

           Annual premium:

              For policy term = 10 years: 66,000

              For policy term = 15 years: 60,000

              For policy term = 20 years: 48,000

  • Aviva guarantee plan

           Details:

              Entry age: 3 – 50 years

           Annual premium:

              Entrance age 3 to 45 years: 50,000

              Entrance age 46 to 50 years: 75,000

  • Aviva new family income builder plan

           Details:

              Entry age: 06 – 50 years

              Annual premium:  40000 – 1 crore

  • Aviva income Suraksha plan

           Details:

              Entry age: 18 – 48 years

           Annual premium:

              Entrance age 18 to 40 years: 36,000 per year or 3,000 per month

              Entrance age 41 to 48 years: 60,000 per year or 5,000 per month

  • Aviva Dhan Samridhi plan

           Details:

              Entry age: 13 – 55 years

           Annual premium:

              For the policy term 10 years: 35,692

              For policy term 15 years: 19,599

              For policy term 20 years: 17,130

  • Aviva wealth builder plan

           Details:

              Entry age: 18 – 48 years

           Annual premium:

              Regular premium: 50,000 PA + applicable tax

              Single premium: 1,50,000 + tax

          1 crore per life
  • POS Aviva Dhan Suraksha plan

           Details:

              Entry age: 5 – 50 years

              Annual premium: 10000 – 68500

4. Aviva retirement plan

  • Aviva annuity plan

           Details:

              Entry age: 18 – 80 years

              Annual premium:  yearly premium 500

  • Aviva next income pension plan

           Details:

              Entry age: 18 – 80 years

              Annual premium:

              Single: 1.5 Lakh

              Limited: 50,000 per year

5. Aviva group plans

  • Aviva group credit life plan

           Details:

           Entry age:

              Minimum: 15 years for education loan; Last birthday of 18 years for other loan types

              Maximum: 70 years of last birthday

           Annual premium:

              Minimum: 5000

              Maximum: 10 crores for home loans; 5 crores for other loan types

  • Aviva group gratuity advantage plan

           Details:

              Entry age: 18 – 74 years

  • Aviva group life protect plan

           Details:

              Entry age: 18 – 69 years

  • Aviva group term life plan

           Details:

              Entry age: 18 – 69 years

  • Aviva new group live encashment plan

           Details:

              Entry age: 18 – 70 years

  • Aviva corporate life plus plan

           Details:

              Entry age: 18 – 69 years

  • Aviva corporate shield plus plan

           Details:

              Entry age: 18 – 74 years

6. Aviva credit assure plan

           Details:

              Entry age: 18 – 69 years

7. Aviva credit protection policy

           Details:

              Entry age: 18 – 64 years

8. Aviva new traditional employee benefit plan

           Details:

              Maturity age: 70 years

Aviva life insurance online payment:

  • For Aviva insurance payment India visits the official website of Aviva Life Insurance Company is avivaindia.com.
  • Choose the plan that fits for you and calculate the premium.
  • After all the process at the last does online payment by debit, credit card, Paytm, etc.

How to check Aviva policy status?

  • The policyholder needs to visit the official website of Aviva Life Insurance.
  • The official website of Aviva Life Insurance Company is www.avivaindia.com.
  • On the Aviva Life Insurance home page, there is a ‘Login’ option at the top right of the page.
  • Click on that login option.
  • You will then be able to see 3 options as shown below.
  • The customer has to click on the ‘Customer’ option.
  • Then enter the user name and password and check your policy status.

Full video version of the article:

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